NO CREDIT CHECK!
If you are looking to purchase a Automobile, Truck, SUV, Motorcycle, Motor-home, Travel Trailer, Boat, Yacht, Race Car Hauler or Aircraft but haven’t been able to obtain conventional financing, give us a call. Most reputable banking institutions require a minimum of thirty percent down and a minimum FICO score of 740 or higher. Higher interest rates, more difficulty financing and larger down payments have put many people who are capable of making payments on time out of the market…we can help! We have many vehicles with owner financing type options across the U.S. Your ability to make a small down payment and make your monthly payments on time with full coverage insurance, are our only concerns. We have a simple approval process that does not require a credit check. We will, however, do a background check, to protect the seller’s interest. Whether you are self-employed, have had credit issues or simply haven’t been able to qualify for a conventional loan with today’s tough standards, MMP, LLC can put you in an something. With many vehicle owners unable to sell their unit through conventional methods due to lack of financing options they are relying on us from time to time to place their unit through our program. In some cases the loan interest is even lower than many of today’s banks are offering and the down payment is much less than required by most banks.
To see if you may qualify for our purchase program, please contact us at: 916-718-0123. We will ask you a few questions to evaluate your situation then e-mail you a questionnaire to complete and return…with no credit check required.
Process is simple
1. Find the vehicle, RV, boat or motorcycle you like
2. Fill out the online application to get an appointment set up to see it, touch it, feel it.
3. If you like it and want to move forward, a $100 deposit is required to hold and take off the market for 48 hours and deducted from the down payment at time of close.
4. We then give you the contract to take home and fill out and sign, bringing back with copy of your DL, proof of income (Check Stub), any bill with the address where it will be parked, the declaration page of your insurance policy and the balance of the down payment. (The $100 deposit is deducted from the down) It’s that simple……………
If you see something you like on our website, we require a small deposit to take the unit off the market. We have people daily who are in different situations, and have the ability to pay and be responsible with the unit.
You’ll get a contract to fill out and return, with the following requirements:
1) Copy of a VALID Driver’s License
2) Proof of VERIFIABLE income
3) Proof of residence and the garaged address of the vehicle.
4) Insurance declaration page with all the following and non-negotiable coverage limits:
a. WHO EVER IS ON THE CONTRACT MUST BE THE DRIVER ON THE INSURANCE, ANYONE ELSE DRIVING THE CAR MUST ALSO BE ON THE POLICY
b. MUST HAVE $100K/$300K WITH $500 DEDUCTIBLE (PAGE 2 OF THE CONTRACT)
c. MUST HAVE THE LIEN HOLDER ON THE POLICY (PAGE 2 OF THE CONTRACT)
d. MMP, LLC. MUST BE ADDED AS ADDITIONAL INTEREST (NO COST TO YOU)
Once you have all required information and we have verified your information, you can usually pick up your vehicle within 48 hours.
5) If you are an out of state buyer and would like to get into one of our vehicles, you are responsible for transport cost separate from the down payment and must be paid to the transport company prior to the vehicle leaving our office with a full declaration page of your insurance policy.
THIS PROGRAM IS NOT FOR EVERYONE. IF YOU ARE NOT STRUGGLING, OR DO NOT NEED HELP AND JUST WANT TO BUY A VEHICLE, THIS IS NOT THE PROGRAM FOR YOU. PLEASE LOOK TO TRADITIONAL FINANCING AND BUYING OPTIONS. BUT IF YOU HAVE EXHAUSTED ALL OTHER OPTIONS, THIS IS A NON-TRADITIONAL PROGRAM THAT WORKS FOR SOME.